Comments on: Different Kinds Of Mortgage Rates http://www.america-money.com/different-kinds-of-mortgage-rates.html Saving and Budgeting tips for everyone Thu, 29 Dec 2011 21:45:24 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Ben http://www.america-money.com/different-kinds-of-mortgage-rates.html/comment-page-1#comment-2 Ben Sun, 14 Feb 2010 11:26:13 +0000 http://www.america-money.com/?p=14#comment-2 You said "If one goes to a bank for a mortgage, one should not settle for the posted rate that they offer, but try to bring it down as much as possible by negotiating with the mortgage officer." I totally agree! We got our rate down a few points just by asking. There is also a "professional" discount here is Australia that lets you get a point off just for being a white collar worker, pretty much. Not many people know about it in Australia so they end up paying too much. It's worth asking! You said “If one goes to a bank for a mortgage, one should not settle for the posted rate that they offer, but try to bring it down as much as possible by negotiating with the mortgage officer.”

I totally agree! We got our rate down a few points just by asking. There is also a “professional” discount here is Australia that lets you get a point off just for being a white collar worker, pretty much. Not many people know about it in Australia so they end up paying too much. It’s worth asking!

]]> By: Craig http://www.america-money.com/different-kinds-of-mortgage-rates.html/comment-page-1#comment-1 Craig Sun, 14 Feb 2010 11:24:19 +0000 http://www.america-money.com/?p=14#comment-1 Thanks for the great post - I'd always wondered what some of these terms mean.. now I know!! Thanks for the great post – I’d always wondered what some of these terms mean.. now I know!!

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